Guiding You Through Bankruptcy to a Fresh Start.

Trusted Solutions to Get Your Finances Back on Track in Central Florida.

About Me

Wayne Spivak is a Bankruptcy Attorney with over 15 years of experience.

Wayne has years of experience as a staff attorney for a Chapter 13 Trustee and in creditor rights law. Most recently, representing individual consumers. He earned his Public Administration degree from San Diego State University and his law degree from Stetson Law.

Bankruptcy Services Offered

Explore the Options Tailored to Your Financial Needs.

01

Chapter 7

Eliminate most unsecured debts, giving you a fresh financial start. It’s ideal if you’re struggling with overwhelming debt and need a clean slate.

02

Chapter 13

Reorganize your debt into manageable payments over 3-5 years. It’s perfect to keep your assets while catching up on missed payments.

03

Student Loans

Guidance managing or reducing student loan debt. Let us help you explore options for relief and repayment that fit your financial situation.

04

Loan Modification

Adjusts your mortgage terms to make payments more affordable. A great solution if you’re facing financial hardship and want to avoid foreclosure.

Have Questions?

Click to Discover Detailed Information on Our Services.

Why choose Spivak Legal?

Bankruptcy is scary, Wayne is here to help.

There is no need to worry when he’s on the case. He will take you step-by-step through the entire process, ensure that everything will be taken care of, and make sure you’re fully supported from start to finish. With Wayne by your side, you can focus on a brighter, debt-free future while he handles the rest.

Ensure the protection of valuable assets.

Breathe knowing your family home will be protected, your car loan modified, and your retirement savings secured.

Makes the process easy.

After your first consultation, we’ll create a plan of action. Following it will ensure a smooth and quick bankruptcy, leaving you stress-free.

Thorough experience after working with hundreds of clients.

Wayne has filed for thousands of hundreds of clients just like you and was able to get them on a path to financial freedom.

What Our Clients Say

“Working with Wayne Spivak was a game-changer for my financial situation. His guidance through my Chapter 7 bankruptcy was clear and compassionate. Thanks to his expertise, I now have a fresh start and a plan for a brighter financial future.”

– Lisa M.

“I can’t thank Wayne enough for his help with my Chapter 13 bankruptcy. He took the time to understand my needs and crafted a plan that fit my budget. His professionalism and support made a stressful process much easier.estimonial from a satisfied customer. You can replace this with actual testimonials from your clients. Testimonials are a great way to inspire potential customers to trust you.”

– John D.

“Wayne Spivak provided exceptional support during my debt relief journey. His knowledge and dedication were evident from day one, and he made sure I was informed and comfortable throughout the process. I highly recommend his services to anyone in need of financial assistance.”

– Maria S.